Key takeaways

  • Kyriba Connector now offers its clients access to JPM Coin, giving treasurers the ability to facilitate cross-border payments 24/7
  • This is a first-ever collaborative integration for Onyx by J.P. Morgan (Onyx) – an exciting step forward in lowering implementation barriers for blockchain
  • Additionally, Kyriba Connector will enable real-time payments and payments status, bank balance updates and intraday bank statement transactions. These updates are all made possible by the J.P. Morgan Global Payments API

What’s new

Kyriba Connector now offers its clients access to JPM Coin. With this integration, clients can for the first time operate Blockchain Deposit Accounts (BDAs) within their existing treasury management system (TMS), allowing treasurers to facilitate cross-border payments 24/7 with the speed of blockchain. In addition, Kyriba Connector will also enable real-time payments and payments status, bank balance updates and intraday bank statement transactions. These updates are all made possible by our Global Payments API.

The J.P. Morgan Payments-Kyriba collaboration

J.P. Morgan Payments and Kyriba have worked together since 2017 to integrate our payments solutions into Kyriba’s TMS, serving more than 3,000 corporate clients. This collaboration improves cash and liquidity management and streamlines payment transactions for businesses, enabling better cash visibility, forecasting and real-time decision making for CFOs and treasurers.

Developments in J.P. Morgan Payments blockchain offering

Onyx continues to invest in enhancing JPM Coin — a blockchain-based deposit ledger and payment rail product allowing clients to maximize liquidity and overcome challenges of cross-border payments. This includes the TMS collaboration with Kyriba, the first-ever partner integration for Onyx – an exciting step forward in lowering implementation barriers for blockchain and making the technology more accessible to treasurers globally.

With JPM Coin, treasurers can automate and facilitate transactions across borders 24/7, in real time, with BDAs in USD or EUR, allowing them to move money on demand with an average settlement time of less than 120 seconds. JPM Coin helps clients reduce the need for pre-funding and utilization of credit lines and unlock working capital globally with cross-border transfers. The system now processes over $1 trillion in payments. Today, treasurers can benefit from streamlined cross-border payments, powered by JPM Coin and our Global Payments API. Moving forward, the integration will support additional JPM Coin capabilities, such as Programmable Payments.

What’s possible with Integrated Digital Solutions and Kyriba

The integration between Kyriba and J.P. Morgan Payments empowers CFOs, treasurers and IT to transform treasury, payments, working capital and connectivity to activate liquidity for growth and value creation. Kyriba and J.P. Morgan Payments have enabled FTP connectivity for our mutual clients for ACH and wire payments. The addition of the API integration brings the payments experience to the next level. With instant data exchange between Kyriba and J.P. Morgan Payments, clients can optimize their payments, speed up settlement and move funds domestically or across borders 24/7/365, including holidays.


API-based bank connectivity is built for frequent data retrieval and instant status updates, providing CFOs and treasurers with real-time information to make more informed decisions. Benefits with J.P. Morgan Payments include:

  • Connectivity to the leading treasury, payments and liquidity management platform
  • ERP-to-bank connectivity for end-to-end payment processing and payment format transformation
  • Cash visibility, AI-powered cash forecasting, cash pooling and liquidity planning led by
    Kyriba

About the J.P. Morgan Global Payments API

Our Global Payments API is a unified solution, supporting multiple payment rails and methods through a single API. As the primary route for sending money using J.P. Morgan, it:

  • Offers 24/7/365 availability
  • Is available in more than 46 countries
  • Provides near-instant fund access and payments processing
  • Is highly secure

The Global Payments API gives clients access to the complete payment life cycle, including transaction initiation, status tracking and webhooks, and payment details retrieval. With this unified solution, clients can quickly and easily enable multiple payment methods, including: Real-Time Payments, Push to Card, Coin Systems, ACH and Webhooks.

Learn more about the new integration between
Kyriba and J.P. Morgan Payments

Note that moving funds between systems (e.g., to and from JPM Coin and a traditional DDA on legacy systems) has a three-hour downtime over the weekend (3-6 PM EST every Saturday, enhancement under development).